Welcome to Tuffin ("we," "our," or "us"). By accessing or using our website, mobile application(s), or other services that reference or link to these Terms of Service ("Services"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to all of these Terms, please do not use our Services.

We reserve the right to change or modify these Terms at any time. We will post the updated Terms on our website or within our application, and the date at the top of this page will indicate when these Terms were last revised. Your continued use of our Services after any updates signifies your acceptance of the revised Terms.

You must be at least 18 years of age (or the age of majority in your jurisdiction) to use our Services. By using Tuffin, you represent and warrant that you meet this age requirement and have the legal capacity to enter into and comply with these Terms.

• Account Creation: You may be required to create an account using your phone number and email address. You agree to provide accurate and up-to-date information during the registration process and to keep this information current.
• Security: You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account or any other security breach.
• One Account Per Person: You may maintain only one active account with Tuffin. Multiple accounts owned by the same person are not permitted.

Our Services are designed to help you manage your personal finances. You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Services
• Interfere with or disrupt the Services or servers
• Circumvent, disable, or interfere with security features
• Create multiple accounts for malicious purposes

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information when you use our Services.

By using our Services, you consent to the collection and use of your information as described in our Privacy Policy. You acknowledge that you are responsible for any personal information you provide through the Services.

The Services, including all content, features, and functionality, are owned by Tuffin and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, create derivative works, publicly display, publicly perform, republish, download, store, or transmit any materials from our Services without our prior written consent.

Our Services may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Tuffin shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party website or service.

To the maximum extent permitted by law, Tuffin and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination.

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes relating to these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts located within the United States.

If you have any questions or concerns about these Terms, please contact us at:

Email: support@tuffin.app